HIGH FIVE! (keep dreaming… LET’S DO THAT CARDIO)

Psalm 62 is one of those passages that feels like it was written for people who carry responsibility, who lead, who serve, who stand in the tension between pressure and trust. It’s a psalm of David, but it reads like the journal entry of someone who has learned—through bruises, victories, and long nights—that God alone is the steady ground beneath shifting circumstances.

Below is a clear, structured look at its significance, along with the deeper spiritual and leadership themes that resonate strongly with the way you integrate scripture into daily life.

Significance of Psalm 62

1. A Declaration of Sole Dependence on God

The psalm opens with a bold, almost stubborn insistence:

• “My soul finds rest in God alone.”
• “He alone is my rock and my salvation.”

This is not passive trust. It’s chosen trust. David is surrounded by instability, yet he anchors himself in the one place that cannot be shaken.

Significance: Psalm 62 teaches that true rest—inner stillness, clarity, and strength—comes only when dependence shifts from people, outcomes, or circumstances to God Himself.

2. A Contrast Between Human Pressure and Divine Stability

David describes people who:

• Bless with their mouths but curse inwardly
• Attack like a leaning wall or tottering fence
• Place their hope in status, power, or wealth

He’s naming the reality: people can be unpredictable, fragile, or even harmful.

Significance: The psalm invites you to stop expecting ultimate stability from unstable sources. It’s a call to discernment—trust God fully, trust people wisely.

3. A Call to Pour Out Your Heart, Not Hold It In

One of the most beautiful lines in the psalm:

• “Pour out your heart before Him; God is a refuge for us.”

This is not stoic faith. It’s honest faith.

Significance: Psalm 62 gives permission to bring the full weight of your emotions, responsibilities, and pressures to God. It’s an invitation to lead from a place of transparency before Him, not self‑reliance.

4. A Warning Against False Securities

David names three common substitutes for trust:

• Power
• Violence or force
• Wealth

He says plainly: “Do not trust in oppression… do not set your heart on riches.”

Significance: The psalm exposes the illusions of control. It reminds leaders that influence, resources, and success are tools—not foundations.

5. A Revelation of God’s Character

The psalm ends with a two-part revelation:

• God is strong.
• God is loving.

Power without love is tyranny. Love without power is sentiment. God holds both perfectly.

Significance: This is the theological heart of the psalm: You can trust God because His strength protects you and His love sustains you.

Why Psalm 62 Matters for Leadership and Daily Life

For someone like you—balancing service, stewardship, leadership, and family care—Psalm 62 becomes more than a text. It becomes a rhythm:

• Rest is not found in finishing the task, but in returning to the Source.
• Strength is not self-generated; it’s received.
• Identity is not built on roles, outcomes, or applause, but on God’s unshakable character.
• Pressure does not define you; refuge does.

It’s a psalm that teaches you to lead with a quiet center.

A Short Reflection You Can Carry Today

“My soul rests because God holds me. My strength stands because God steadies me. My hope endures because God loves me.”

Thank you for this… I need some feedback… Let me discover good furtune in my IRA in the NEXT COMING MONTHS, YEARS, GENERATIONS… What do you think about investing in SIOO?

SIOO is a very new, very small, actively managed income‑focused ETF built on S&P 100 stocks with an options‑writing strategy. Its low AUM, short track record, and relatively high expense ratio mean it carries more uncertainty than established income ETFs—but it could fit a long‑term IRA if you’re comfortable with early‑stage fund risk.

Below is a clear, decision-ready breakdown based on the latest data. Sources:

🧭 What SIOO Actually Is

VistaShares Target 15 S&P 100 Distribution ETF (SIOO)

• Price: ~$19.7
• Inception: Dec 11, 2025 (barely 1.5 months old)
• AUM: $3.5M (very small)
• Expense Ratio: 0.59%
• Strategy:
  • Invests in large-cap U.S. stocks (S&P 100)
  • Uses an options-writing strategy to generate income
• Distribution: Monthly, with a 15% distribution rate listed on the issuer site (this is not guaranteed and not the same as total return).
• Volatility: Low so far (range ~$19.5–$20.2), but the fund is too new to judge long-term behavior.

📊 Quick Comparison Table

Feature	SIOO	Established Alternatives
Track Record	1.5 months	5–10+ years
AUM	$3.5M	$500M–$6B
Expense Ratio	0.59%	0.18%–0.56%
Strategy	S&P 100 + options	Similar (DIVO, JEPI, DSPY)
Income Focus	Yes	Yes
Risk Level	Higher (new + small)	Lower (proven funds)

🧠 What This Means for Your IRA

Strengths

• Built on large-cap blue chips → stability
• Monthly income → good for long-term compounding
• Options overlay → potential for enhanced yield
• Could grow if VistaShares gains traction

Risks

• Very new → no performance history
• Very small AUM → higher closure risk
• Higher expense ratio than competitors
• Options strategy may cap upside in strong bull markets

For someone like you—disciplined, long-term, stewardship-minded—this ETF could be a satellite position, not a core holding.

🧩 Should You Invest?

Here’s the honest, balanced take:

✔️ Good fit if:

• You want monthly income inside your IRA
• You’re comfortable being an early adopter
• You treat it as a small allocation (5–10%)
• You pair it with more established ETFs

❌ Not ideal if:

• You want proven long-term performance
• You prefer low fees
• You want a “set it and forget it” core holding

🔍 My Recommendation (Based on Your Style)

Kevin, you’ve been building a clear, disciplined, long-term stewardship plan. Given that, SIOO makes sense as:

A small, experimental income position

—not the foundation of your IRA.

If you want, I can help you compare SIOO to:

• JEPI (income-focused, huge AUM)
• DIVO (quality dividend + covered calls)
• DSPY (low-fee S&P 500 distribution ETF)

WE WILL COME BACK TO THIS… NOW, CARDIO… NOW.