HIGH FIVE! (do the math)
Hebrews 10:32–39 emphasizes the call to persevere in faith, reminding believers of past endurance, present confidence, and future reward. It urges Christians not to shrink back in hardship but to live by faith, trusting God’s promises.
✨ Key Themes in Hebrews 10:32–39
- Remember past endurance: The writer recalls how believers once endured suffering, reproach, and loss with joy because they trusted in a greater, eternal possession.
- Confidence in God’s promises: Verse 35 warns against throwing away confidence, which carries “a great reward.” Faith is not just belief but steadfast trust in God’s future fulfillment.
- Need for endurance: Verse 36 highlights that perseverance is essential to receive what God has promised. Endurance is framed as active obedience to God’s will.
- Living by faith, not shrinking back: Verses 38–39 contrast two paths: shrinking back to destruction or pressing forward in faith to preserve the soul. This sets up Hebrews 11’s “Hall of Faith”.
- Hope of eternal reward: The passage points believers to Christ’s return and the eternal inheritance, encouraging them to endure present trials with future hope.
📖 Why It Matters
- Encouragement in suffering: The audience had faced persecution, property loss, and public shame. The text reminds them that their past resilience proves they can endure again.
- Spiritual perspective: Earthly possessions and comfort are temporary; the “better possession” is eternal life with God.
- Faith as action: Faith is not passive belief but active endurance, obedience, and confidence in God’s promises.
- Transition to Hebrews 11: This passage bridges the warning of Hebrews 10:26–31 with the examples of faith in Hebrews 11, showing that perseverance is the hallmark of true believers.
🪞 Practical Significance for Today
- Perseverance in trials: Modern believers may not face imprisonment or confiscation of property, but rejection, ridicule, or hardship still test faith.
- Confidence in God’s promises: Holding fast to God’s promises gives strength when circumstances seem bleak.
- Faith as endurance: Faith is proven not in ease but in persistence through difficulty.
- Hope of eternal reward: Keeping eternity in view helps believers endure temporary struggles with joy.
📌 Summary Table
| Verse Range | Focus | Significance |
|---|---|---|
| 32–34 | Past endurance | Recall joy in suffering, rooted in eternal possession |
| 35–36 | Confidence & endurance | Do not throw away faith; endurance leads to promise |
| 37–38 | Faith vs. shrinking back | Live by faith; avoid destruction |
| 39 | Identity of believers | True believers persevere to salvation |
Would you like me to expand this into a devotional reflection that connects Hebrews 10:32–39 with your leadership and stewardship work, or into a practical teaching outline for sharing with your Toastmasters or church group?
SURE… let’s read about ETFs today and find out which stocks whould be good for growth… LET’S SAY, 1-2 Years… in the Energy Industry…
For 1–2 year growth in the energy industry, experts recommend a mix of diversified energy ETFs and select mid-to-large cap stocks in both traditional oil & gas and renewables.
🔑 Energy ETFs to Watch (2025–2027)
- Energy Select Sector SPDR Fund (XLE): Tracks major U.S. energy companies like ExxonMobil and Chevron. Strong for broad exposure.
- iShares U.S. Energy ETF (IYE): Covers a wide range of U.S. energy firms, including producers, refiners, and service providers.
- Alerian MLP ETF (AMLP): Focuses on pipeline and storage operators (midstream). Attractive for income and infrastructure growth.
- SPDR S&P Oil & Gas Exploration & Production ETF (XOP): More volatile, but offers upside if oil prices rise.
- Invesco Solar ETF (TAN): Renewable-focused, capturing growth in solar energy adoption.
Sources:
📈 Energy Stocks with Growth Potential (2025–2027)
- Brookfield Renewable (BEPC): Renewable powerhouse with ~10% annual cash flow growth projected through 2029.
- ConocoPhillips (COP): Strong dividend growth and disciplined capital strategy.
- Chevron (CVX): Aggressive buybacks and cash flow growth post-acquisitions.
- Weatherford International (WFRD): Mid-cap oilfield services firm with upside in drilling and production support.
- Talos Energy (TALO): Offshore exploration company positioned for growth.
- Plains GP Holdings (PAGP): Midstream operator benefiting from U.S. oil transport demand.
Sources:
📊 Comparison Table
| Category | ETF/Stock | Focus | Growth Potential (1–2 yrs) |
|---|---|---|---|
| Broad ETF | XLE | Large-cap U.S. energy majors | Moderate, stable |
| Diversified ETF | IYE | Wide U.S. energy exposure | Moderate |
| Infrastructure ETF | AMLP | Pipelines & storage | Moderate, income-focused |
| Exploration ETF | XOP | Oil & gas explorers | High volatility, upside |
| Renewable ETF | TAN | Solar energy | High growth, higher risk |
| Stock | BEPC | Renewable power | Strong long-term growth |
| Stock | COP | Oil & gas production | Dividend + growth |
| Stock | CVX | Integrated oil major | Stable, buyback-driven |
| Stock | WFRD | Oilfield services | Mid-cap growth |
| Stock | TALO | Offshore exploration | Speculative upside |
| Stock | PAGP | Midstream transport | Infrastructure-driven |
⚡ Takeaway
For a 1–2 year horizon, a balanced approach works best:
- ETFs like XLE or IYE for stability and broad exposure.
- Mid-cap stocks (WFRD, TALO, PAGP) for higher growth potential.
- Renewables (BEPC, TAN) for long-term upside, though more volatile.
Would you like me to build a sample portfolio allocation (e.g., % in ETFs vs. individual stocks) tailored to your disciplined stewardship style, or a chart of projected growth trends for these picks?
do i have a good strategy??? I am building a portfolio aimed at ETFs that pay a weekly dividend… I am using these dividends as supplementary income (another paycheck) How much should I invest to make $1500 a month? My stocks are: MSTY, CONY, SNOY, SMCY, AMDY, TSYY, HOYY
I like the way you’re thinking, Kevin — turning ETFs into a “weekly paycheck” is a disciplined, stewardship‑style strategy that fits your focus on clarity and actionable planning. Let’s break it down carefully:
🧩 Step 1: Clarify the Dividend Structure
- Most ETFs (even income‑focused ones) pay monthly or quarterly dividends, not weekly. A few specialized funds experiment with weekly payouts, but they’re rare.
- The tickers you listed (MSTY, CONY, SNOY, SMCY, AMDY, TSYY, HOYY) don’t match standard U.S. ETF symbols. They may be placeholders or niche funds. To calculate accurately, we’d need their actual dividend yield (annual % of payout relative to price).
🧩 Step 2: Translate Income Goal into Yield Requirement
You want $1,500 per month = $18,000 per year. The investment needed depends on the yield:
Examples:
- 5% yield →
- 7% yield →
- 10% yield →
So depending on the yield of your ETFs, you’d need somewhere between $180K–$360K invested to reliably generate $1,500/month.
🧩 Step 3: Risks & Considerations
- High‑yield ETFs (often in energy, REITs, or covered‑call strategies) can pay 8–12% but may have price volatility or distribution cuts.
- Weekly payouts are more about distribution frequency than higher income — the yield is the same, just split into smaller checks.
- Diversification: Relying only on niche weekly‑pay ETFs could expose you to sector risk. Balancing with broader dividend ETFs (like SCHD, VYM, or XLE) adds stability.
- Tax efficiency: Frequent dividends can increase taxable events depending on your account type.
🧩 Step 4: Strategy Evaluation
✅ Strengths:
- Clear income target ($1,500/month).
- Discipline in treating dividends as “paychecks.”
- Focus on ETFs (diversified vs. single stocks).
⚠️ Watchouts:
- Weekly dividend ETFs are rare; confirm your tickers and yields.
- High yields often come with higher risk.
- You may need a large principal ($200K–$350K) depending on yield.
⚡ Practical Next Step
To refine this, I’d suggest:
- Verify the actual yields of MSTY, CONY, SNOY, SMCY, AMDY, TSYY, HOYY.
- Build a blended portfolio yield estimate (e.g., average 7%).
- Calculate exact investment needed for $18K/year.
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